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Old August 5th, 2006, 12:24 AM   Digg it!   #1 (permalink)
RunAboveIt
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Join Date: Jul 2006
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My first credit card...

I just recently applied for my first credit card from Capital One and got approved for a visa platinum card with a $1,000 credit line and no interest for 6 months. 20% APR after that (but its variable so who knows). I'm not going to carry a balance anyways unless some emergency comes up. I'm 18 with zero real credit history (unless my paypal debit card and former visabuxx card is on my credit - but they shouldn't be). I'm a super good credit freak and want to build my credit the best I can. But anyways, is this unusual to get such a high credit line? Also, any of you care to share what terms your first credit card was? Also, any tips on handling credit (besides the obvious)?

And wow - it's such a high going to newegg and loading my cart with 1,000 of goodies - knowing I could buy it (not that I have anything to complain about now). But ah the temptation .
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Last edited by RunAboveIt : August 5th, 2006 at 12:29 AM.
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