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Old August 5th, 2006, 09:28 AM     #15 (permalink)
RayH
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Join Date: Oct 2001
Location: San Francisco, CA
Posts: 2,623
The reason you want to bump your credit line is to increase your credit score for when you want to buy a car or a home. The first credit is easy. It's the second. And you do need two cards. Sometimes the first card is having transaction problems (computer, etc). I recently had one frozen because of suspicious activity. So I had to use another card.

To get another card, just wait until Xmas. Go somewhere like Best Buy, select your goods, and ask for a credit application. If it gets rejected no sweat. Pull out your exisiting credit card and charge. By the time you get home, you'll have a pre-approved in the mail!
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