Hi everybody, and happy holidays to all!
Anyways,
I need some help from those of you who do have knowledge in this. Currently I have a Chase Credit Card, which I have "acquired" some debt on after some emergencies, I enjoyed 0% APR for awhile, but they hit me with a nice 19% after that.
I am looking to transfer to my balance from one credit card to another that offers 0% for 12% on Balance Transfers.
How would I go about doing this? And If I do this, is this a good idea?