[butch81385]

Quote:

Originally Posted by surreal

Have you called them? And told them to put your interest rate back, (or was it a special with the above consequences in the small print?)
Regardless I'd still call them... and raise a bit of a stink...

I had called them once before (when that payment was late by a week) and they were less than helpful. I had a fixed 7.9% APR with a fine print that any "default" would take me to the "default APR" and they classified anything over 3 days late as a Default.... Though, from my understanding, it doesn't officially go as a credit card default on your credit rating until after 30 days late.