Finally, the holidays have once again passed. It's time for us to think of far better things; like the future! Thoughts of the new Macbook Pro are now crowding my head. Unfotunately this time of year also brings: "RESOLUTIONS." Yep, every year thousands of people swear to eat healthier and excersice. Pay off thier bills, and be financially happier. Well, you already know. I tend not to make resolutions. This year is different. This year, I'm going to resolve some ...