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Canada sees boom in private health care

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Old July 2nd, 2009, 01:27 PM     #21 (permalink)
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No it is not ok to have preventable deaths. It is more like If you had the same condtions applied to your health care system It may not fare as well as it does with your conditions.


applying smoke filled obese people to your program may well leave you with as many, more , or less preventable deaths.

The comparison may not be as simplistic as a simple tally.
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Old July 2nd, 2009, 01:48 PM     #22 (permalink)
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Originally Posted by mad1 View Post
You made several assumptions and all are way off base. You have no clue of my financial or medical situations yet you place me in a category to meet your needs.

I asked you who was paying for it. You didn't answer. I've spelled out my situation... let's hear yours. Who is paying for your MRI? How much? What is your medical situation. I can't appreciate your point of view if I don't know where it's coming from.

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People here in the US do not have to have comprehensive health insurance to get health care. All you have to do is walk in the emergency room to get care, they are not allowed by law to turn you away. The problem with this policy is that some use the emergency room as a primary care physician for simple issues or to work the system to get prescribed drugs.

I know anyone can just waltz into an ER for health care. The problem is they can't pay for it.
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Old July 2nd, 2009, 02:08 PM     #23 (permalink)
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Nor are they required to. Nor speak English. They get free walk-ins(no ID needed) and we get co-pay appointments.


So let's say for sake of argument I choose to opt out on my W-4 from ObamaCare and stay with a company or privately-funded plan of my choosing. Will I see a significant reduction in Federal Withholding from my pay so I'm not double-dipping for healthcare? There should be a way to checkbox "no thank you" to supporting coverage for illegals.

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Old July 2nd, 2009, 02:08 PM     #24 (permalink)
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I know anyone can just waltz into an ER for health care. The problem is they can't pay for it.

and the most expensive resources, emergency rooms, is being expended on primary care that must be absorbed by everyone else. It's more efficient to have universal coverage so those who would otherwise use ERs used regular doctor's offices.
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Old July 2nd, 2009, 02:11 PM     #25 (permalink)
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Nor are they required to. Nor speak English. They get free walk-ins(no ID needed) and we get co-pay appointments.

So let's say for sake of argument I choose to opt out on my W-4 from ObamaCare and stay with a company or privately-funded plan of my choosing. Will I see a significant reduction in Federal Withholding from my pay so I'm not double-dipping for healthcare?

My understand is that if you do not opt-in to the federal program, you get and pay what you currently pay. Nobody yet knows what you will pay under the federal system now because the details haven't been established.
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Old July 2nd, 2009, 02:19 PM     #26 (permalink)
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But you know there will be a match or signficant increase in proportion to what current selected HMO/PPO providers withhold from paychecks. Strange how the Feds will likely use the free market value as a baseline fee. Why sell at at Walmart pricing when they could go Nordstrom's for "premium" coverage and 0 deductible? ObamaCare also assumes that all payees have jobs, legitimate or under the table, and nothing's going to change in the ER.

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Nobody yet knows what you will pay under the federal system now because the details haven't been established.

That's pretty damn important in this dour economy, don't you think? There has to be ongoing studies as we speak with estimates per taxpayer. The free market economy would have ballpark figures already to float a trial balloon public poll.

Man-on-the-street polling like "Would you pay 50/mo per person for National Health Care?"

Last edited by Toadman : July 2nd, 2009 at 02:26 PM.
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Old July 2nd, 2009, 02:28 PM     #27 (permalink)
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I have been to Canada on business trips a few times and i often ask those i am working with about the health care system. If i understand it right, there is no opt-out option for the universal health care there so if you want private health care you have to pay for it on top of what the government is taking out of your pay.
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Old July 2nd, 2009, 03:16 PM     #28 (permalink)
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Toadman,

This is the new today: New Dem health plan has public option, lower cost - Yahoo! News

97% would be covered and there would be a $750 annual fee per employee for any company that does not offer another plan. That gives employers an incentive to offer a plan and if they don't, they help pay for the public one.
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Old July 2nd, 2009, 03:53 PM     #29 (permalink)
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Lower cost? No surprise yet $60/month per person? Not much of a tough choice there if you're running a business. Why would a company not reduce HR benefits overhead and let national HC manage everything with a national ID card so they can increase their bottom line? It's an option yet obvious why a company wouldn't take up the offer. See how under-selling your competitor works? Health coverage is a HUGE expense for most corporations and far more than a 401k match. Offer the Wal-Mart Plan and be done with it.

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Democrats on a key Senate Committee outlined a revised and far less costly health care plan Wednesday night that includes a government-run insurance option and an annual fee on employers who do not offer coverage to their workers.

Wait a sec... penalize PRIVATE employers who don't offer ObamaCare? Isn't employment with any company voluntary yet now not an option for the employer?

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Old July 2nd, 2009, 05:24 PM     #30 (permalink)
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I asked you who was paying for it. You didn't answer. I've spelled out my situation... let's hear yours. Who is paying for your MRI? How much? What is your medical situation. I can't appreciate your point of view if I don't know where it's coming from.


I know anyone can just waltz into an ER for health care. The problem is they can't pay for it.

Your comment was,

Quote:
My guess is, that given what I know of mad1, he doesn't have $3k to throw around to drop on an MRI. His insurance is paying for it. All of the people holding policies are paying for it. He never said who was paying for it.

You made assumptions without any knowledge of my situation or asking what my situation is. You blindly placed a label on me without any knowledge of me or my abilities. It simple terms you attempted to attack me based on no factual knowledge. Try asking questions not making baseless accusations attempting to further your point.

PPO insurance is paying for my medical bills above my deductible. I have not been to the doctor this year so I will have to pay 100% of my deductible for this procedure. But if you know the system this can mean that I will be responsible for 20% of the bill. If I want to go to Mayo Clinic I do not want a HMO telling me to see some primary care physician in hopes of getting a referral to go. I will pay extra to see the doctors of my choice, not another persons choice.

I met with the neurologists today, suggested a MRI of the L5 area. I contacted the local hospital and was able to schedule a MRI for 8:00 AM tomorrow morning.
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