Canada sees boom in private health care  | | | 
July 2nd, 2009, 05:29 PM
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#31 (permalink)
| | Ultimate Member
Join Date: Oct 2001 Location: Reno, NV
Posts: 1,623
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does the universal plan in Canada cover alternative medicine?
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July 2nd, 2009, 05:34 PM
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#32 (permalink)
| | Fact Checker
Join Date: Feb 2000 Location: MSU- E. Lansing, MI
Posts: 6,261
| Quote:
Originally Posted by mad1  Your comment was,
You made assumptions without any knowledge of my situation or asking what my situation is. You blindly placed a label on me without any knowledge of me or my abilities. It simple terms you attempted to attack me based on no factual knowledge. Try asking questions not making baseless accusations attempting to further your point.
PPO insurance is paying for my medical bills above my deductible. I have not been to the doctor this year so I will have to pay 100% of my deductible for this procedure. But if you know the system this can mean that I will be responsible for 20% of the bill. If I want to go to Mayo Clinic I do not want a HMO telling me to see some primary care physician in hopes of getting a referral to go. I will pay extra to see the doctors of my choice, not another persons choice.
I met with the neurologists today, suggested a MRI of the L5 area. I contacted the local hospital and was able to schedule a MRI for 8:00 AM tomorrow morning. | No... my comment was :
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Originally Posted by Gomer Who is paying for your MRI (or rather, your convenience)? |
What is your out of pocket going to be for this?
I guess it's great... that having the appropriate insurance you can just call and schedule an MRI on a whim (not having seen a doctor all year).
And you consider this an attack and placement of a label?
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My guess is, that given what I know of mad1, he doesn't have $3k to throw around to drop on an MRI. His insurance is paying for it. All of the people holding policies are paying for it. He never said who was paying for it.
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Have them measure the thickness of your skin when they do that MRI.
I had you pegged as an average Joe like myself and most of the other members of these forums. Shame on me I guess. | |
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July 2nd, 2009, 05:41 PM
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#33 (permalink)
| | Ultimate Member
Join Date: Oct 2001
Posts: 3,425
| Quote:
Originally Posted by MTAtech Toadman,
This is the new today: New Dem health plan has public option, lower cost - Yahoo! News
97% would be covered and there would be a $750 annual fee per employee for any company that does not offer another plan. That gives employers an incentive to offer a plan and if they don't, they help pay for the public one. |
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The fee was forecast to generate $52 billion over 10 years, money the government would use to help provide subsidies to those who cannot afford insurance.
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Why not use this money to offset the huge cost of this program? Instead they will use this money to pay the health care of illegals.
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and we are pleased to report that CBO has scored it at $611.4 billion over 10 years, with the new coverage provisions scored at $597 billion
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Another 600 billion added by Obama to the ever increasing deficit. Obama's presidency will have my great great great grandchildren paying for his policies. How many government run programs have come in under or at budget price? | |
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July 2nd, 2009, 05:57 PM
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#34 (permalink)
| | Ultimate Member
Join Date: Oct 2001
Posts: 3,425
| Quote:
Originally Posted by Gomer No... my comment was :
What is your out of pocket going to be for this?
I guess it's great... that having the appropriate insurance you can just call and schedule an MRI on a whim (not having seen a doctor all year).
And you consider this an attack and placement of a label?
| How would I know the cost prior to receiving the final bill?
My type of insurance has no bearing on my ability to call and get an appointment. If you read my comments I was at the neurologists office this morning. Not having seen a doctor referred to how much of my deductible I will have to pay up front.
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Have them measure the thickness of your skin when they do that MRI.
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Your personal attacks continue, is this the basis for your argument when you have no facts to stand on ? If you are unable to communicate in a non condescending try moving on to another thread where this is more appropriate. If you want to ask questions to learn type away. | |
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July 3rd, 2009, 12:39 AM
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#35 (permalink)
| | Ultimate Member
Join Date: Jun 2002
Posts: 1,063
| Quote:
Originally Posted by mad1 Knowing that I do not have to deal with delays caused by the system is reassuring I will get in soon. | They call it triage and it is undoubtedly in your Doctor's orders.
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Originally Posted by The Real Bingo You can probably get an appointment for August in Canada...for 2011. |
Because Fox News told you or have you utilized their services? What did Fox teach you about Iraq?
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Originally Posted by Toadman Darn that flat salary where there's no impetus to hire and perform as the best. I know of an MD and a Nose-Ear-Throat specialist with dual citizenships who've come south to make it worth their chosen fields and help pay off their bills. Same with aviation students seeking the best bang for the buck. |
The cost of a good education is EXTREMELY worrisome in large part due to the sheer scope of administration needed in this and every aspect of life thanks to litigation, attorneys and some of the complexities of business and regulation.
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Originally Posted by brandon184 It's always hilarious to me to see rhubarbs like you read an article on FOX News and suddenly think they are fracking experts on Canadian healthcare. |
Well put. I know a dozen Canadians that I converse to on a regular basis and most are happy with their healthcare. Six of them are admittedly to young to realize that there was a time when health costs would have bankrupted you and got your paycheck garnished for payment. Sure they complain about their taxes (partly due to UHC) but for MANY people UHC is like an insurance policy protecting them against cataclysmic insurance company dealings. Remember you are a statistic and not a person regardless of the savvy commercials they pay millions to air on TV telling you otherwise.
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Originally Posted by brandon184 But you know what? We have intelligent debate (most of the time) on these issues and the services are refined over time. We don't sit back like a bunch of fracking dramatic loons and scream absurdities about how we're all doomed for communism whenever there is as much of a whisper about universal healthcare. |
Well said. Let us remain civil and vigilant! I have enjoyed private health care for two decades and recently because of losing two jobs thanks to the credit crisis and no product going out the back door, have my family on Badger Care which in Wisconsin is our UHC program. IT IS WONDERFUL and I was paying the taxes all alongside Mercy HMO, Dean PPO and BCBS. And this from the great state of McCarthyism that you so eloquently refer. The communists are coming shit is tired indeed! MY UHC plan blows away the competition! That is why they are scared. They dont stick you with costs, hope you pay more than your EOB lays out only to never see that money returned to you.
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Originally Posted by brandon184 But, one mandate in Canadian healthcare which goes beyond the public/private sector debate is for the ability of every Canadian citizen to receive quality healthcare in an expedient fashion, regardless of socioeconomic standing. I guess we just care about our citizens up here and their right to healthcare system access. Do we have our complaints with our system? Absolutely. But the vast majority of Canadians wouldn't ever trade it for what's south of the border. |
American Mega Corporations have long left their lobbyists off the leash to do their will. These insurance companies have gotten to damn big and have their hands in the middle begging for their cut. Having been to Canada what strikes me as clear is per capita you do not nearly see the opulence that some people feel entitled to live in as compared to the states. Overall.
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Originally Posted by mad1 People here in the US do not have to have comprehensive health insurance to get health care. All you have to do is walk in the emergency room to get care, they are not allowed by law to turn you away. The problem with this policy is that some use the emergency room as a primary care physician for simple issues or to work the system to get prescribed drugs. |
What are you on? The problem is in the legal aspect of turning people away. People use the emergency room as they cannot be turned away like they just were at a clinic or Doctors office.
Given that you are having some back problems I am thankful you do not have to pay out of pocket for those pain medications that you are taking, which thanks to the "free" market, cost 50% less in Canada whose pharmaceuticals by the way do not meet our stringent FDA guidelines. Thanks to your plan you are not forced to visit the ER for samples so you can sleep and function (work) as MANY of my wife's patients have to. Your view on the state of our nations healtcare woes is indeed a very narrow view Mad. A wise man seeks the truth while the ignorant man ignores the suffering around him.
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Waiting six months to get a MRI for your hip, I find that difficult to believe. If you go into the emergency room they can do one that night or the next day. There no reason for the MRI to not be completed within the week of a doctor signing the order.
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I waited three months for an MRI of my hand and six weeks for a CT of a "remarkable spleenic mass." That was with a VERY generous PPO. Not being in the healing arts you have zero clue bud. Sorry. Incidentally the hospital where my wife works wanted to remove my spleen for good measure and the teaching institution you refer to later thought they were NUTS! Good thing I had good insurance for a second opinion at the University. I like my spleen and am still alive and well today.
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For your hip problem find a hospital( teaching hospital) that does clinical trials and enroll. Not only will it not cost you anything most pay for travel and food. You will get all tests needed to diagnose the problem and the researchers will get valuable data. I did this several years ago to determine the pain coming from my hip.
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I wish I had that option. Where the hell do you live? Canada? The University of Wisconsin runs around $480.00 for a second opinion office visit! NO TREATMENT. Professors in their field are paid well for that expensive education, wealth of knowledge and hard work with long hours!
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Originally Posted by mad1 Why is everything you disagree with the result of the right wing? Do you accept all things the left wing does? |
How about some chicken wings. Labels are old. I subscribe to the I care for other human beings and want to see us succeed as a species kind of guy. Yes we still need to secure our border however. Different topic that directly applies to healthcare and national security.
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Who will pay for this public option, taxpayers. Will people be able to opt out of the plan if they choose? Will this plan continue to a forced acceptance policy.
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We pay for it now you just do not realize it my friend. They do not pay the doctor, staff or administration less. They pass the buck. Such is life. Make the buck stop with you. Because it really does. | |
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July 3rd, 2009, 12:02 PM
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#36 (permalink)
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Join Date: Oct 2001
Posts: 3,425
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MRI scheduled for 8:00 AM this morning , I arrived at 8:00. Out the door with the results on disc by 9:15 AM. Hearing protection is a necessity, these machines are loud( had difficulty sleeping). | |
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July 3rd, 2009, 02:28 PM
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#37 (permalink)
| | Not an OWO yet, just OLD!
Join Date: Oct 2001 Location: Uh, Central Oregon
Posts: 5,696
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Well, I might as well chime in . . .
I'm now part of the VA health system . . . which is Government run.
I have little problem getting in to the clinic to see a Doc . . . while they do prefer appointments, I can walk in and been seen the same day. As for a specialist . . . I can only speak about Ortho. I have to get an appointment through my Doc and that appointment was about 5 weeks out. Once the Ortho saw me, I went on the surgery list for a total hip replacement. That put my name somewhere between 2 and 3 months out for the surgery.
Harder
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July 3rd, 2009, 03:00 PM
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#38 (permalink)
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Join Date: Oct 2001 Location: 30-41,000ft
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July 4th, 2009, 05:06 AM
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#39 (permalink)
| | Member
Join Date: Sep 2005
Posts: 279
| Quote:
Originally Posted by blubomber does the universal plan in Canada cover alternative medicine? | That varies from province to province, as do all other aspects of health care in Canada. For this reason it is difficult to generalize about it, but in most cases the more mainstream alternatives like chiropractics and even acupuncture are partly covered. There are also doctors who favor alternative/holistic practice, in which cases even more would be covered.
In most provinces, health insurance does not cover the cost of prescription drugs, dental care, ambulance services and prescription eyeglasses. These things can be covered through private plans and employee benefits.
In some provinces there is a monthly fee. When I lived in British Columbia I was paying $72/mo, but in Manitoba there is no fee.
There is no free ride for illegals in Canada. You have to at least be a landed immigrant. Refugee claimants who have the three months of residency can receive emergency and essential services under the Interim Federal Health Program. But if, for instance, a "visitor" gives birth while in Canada, she will receive the service, but she will also receive an invoice.  - no planned emergencies!
The system is not perfect but we are always working to make it better. This is the big advantage of having control of the system; we don't have to horse-trade our way through a gauntlet of paid lobbyists every time we want to tweak it.
Another happy result of this way of doing things, is that because we never face bankruptcy due to medical costs, law suits are virtually unheard of in Canada. | |
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July 4th, 2009, 09:56 PM
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#40 (permalink)
| | Ultimate Member
Join Date: Feb 2005 Location: Australia
Posts: 2,573
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If you want private health insurance here you pay extra for it, because the UHC is for everyone to use, and we like it. And don't mind paying for it, in fact I've never heard anyone complain.
You won't find anyone wanting to revert to the US system of health care, because sensible people realize their circumstances can change rapidly, ask any of Bernie Madoffs investors, you can have good coverage by the company you work for, and none the next day when it goes bankrupt. | |
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