HI ordinary12, Welcome to TechIMO
Are you running anything overclocked on your rig?
Do you have the latest BIOS version for your Motherboard/hardware? I dont think you need to download any drivers for USB for XP they were built into XP .
Do you have only 1 computer? If you have more than 1 computer Does this happen to all of them? Which comp do you use to format? can you try a different computer to format the drive??